Insurance Policies - PDS and FSG

ESM Strata Pty Ltd (ESM) are Authorised Representatives for the following 

Authorised Representative # 269635 of CHU Underwriting Agencies (CHU) and an agent of the insurers QBE Insurance (Australia) Limited and QBE Workers Compensation (NSW) Limited.  CHU is a specialist strata and community title insurance intermediary and holds an Australian Financial Service License (AFS License No. 243261) with the authority to advise, deal and issue general insurance products.  ESM are an Agent of CHU for arranging the insurance and would receive a commission of up to 20% of the base premium.  This commission does not affect the premium you pay to CHU.

https://www.chu.com.au/resource/financial-services-guide/

CHU-FSG-Direct-22-October-2021b.pdf

https://www.chu.com.au/strata/residential-strata-insurance/

CHU_ResidentialStrataPDS_online_0504 (1).pdf

https://www.chu.com.au/strata/commercial-strata-insurance/

CHU-Commercial-Strata-PDS-01.2022.pdf

https://www.chu.com.au/community-association/community-association-insurance/

CHU-Community-Association-PDS.pdf


Authorised Representative # 269635 of Body Corporate Brokers Pty Ltd (BCB).  BCB is a Steadfast Group Limited Network Broker who holds an Australian Financial Service License (AFS License No. 244529) to provide advice on, and deal in, general insurance products.  ESM are an Agent of BCB for arranging the insurance and would receive a commission of up to 15% of the base premium.  This commission does not affect the premium you pay to BCB.

BCB_FSG_updated.pdf

BCB_FSG_Authroised Representative.pdf


Authorised Representative # 269635 of Professional Services Corporation Pty Ltd (PSC). PSC is an insurance broker who holds an Australian Financial Service License (AFS Licence No. 305491).  These services are limited to providing a selection of general insurance products with respect to strata-based insurance products available from PSC Property Lync Insurance Brokers Pty Ltd, a joint venture with Professional Services Corporation Pty Ltd.  ESM are an Agent of PSC for arranging the insurance and would receive a commission of up to 20% of the base premium.  This commission does not affect the premium you pay to PSC.

FSG+PLB_JUL2021_280621+(FINAL).pdf




ESM Strata Pty Ltd (ESM) are Distributors for the following:  

Strata Community Insurance Underwriting Agencies Pty Ltd (SCI) and an agent of the insurers, Allianz Australia Insurance Ltd.  SCI is a specialist strata and community title insurance intermediary and holds an Australian Financial Service License (AFS License No: 457787) with the authority to advise, deal and issue general insurance products.  ESM are a Distributor of SCI and would receive a commission of up to 20% of the base premium. This commission does not affect the premium you pay to SCI.

https://stratacommunityinsure.com.au/products/forms-documents/

SCI-Commercial-Strata-PDS-04.2021.pdf

SCI-Residential-Strata-PDS-04.2021.pdf

SCI-Residential-Strata-Supplementary PDS-10.2021.pdf

SCI-Community-Association-PDS-02.2021.pdf

SCI_FSG.pdf

 

Honan Insurance Group (Australian Financial Service License No. 246749). ESM act as a Distributor to Honan Insurance Group for facilitating the insurance and may receive a commission.  ESM are a Distributor of Honan and would receive a commission of up to 20% of the base premium. This commission does not affect the premium you pay for your insurance.

HonanFSG_V14.2021.pdf